Tribute® Gold MasterCard® Credit Card

Bad credit history? This could be the right card for you!

Ongoing APR: Prime +11.75%* (Min. 19.50%)
Annual Fee: $150*
Monthly Fee: $6*
Late Fee: $35*
Overlimit Fee: $35*
Returned Check Fee: $35*
Issuer: First Bank of Delaware

Having problems getting a credit card due to past credit history? The Tribute® Gold MasterCard® Credit Card could be the right card for you! APPLY NOW

Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.

Available Credit Limitations:

If you are approved for the $300 Card, your credit line will be $300 and your Annual Fee of $150 will appear on your first statement. Once your initial minimum payment of $20 has been received, cleared and posted on your credit card account, your initial available credit will be $170. You will be billed an Account Maintenance Fee of $6 per month (total of $72 per year), beginning after you make your first purchase or cash advance.

If you are approved for the $70 Card, your credit line will be $70 and an Account Opening Fee of $20 will appear on your first statement. Your initial minimum payment of $20 must be received, cleared and posted on your credit card account before you can activate your card and use your credit card account. You will be billed an Account Maintenance Fee of $19 per month (total of $228 per year), beginning after you make your first purchase or cash advance.

Your available credit may also be limited, from time to time, if you give your account number or card to a merchant that processes advance authorizations, such as a hotel, motel or car rental office. Such an authorization may limit your ability to make purchases and take cash advances on your account until the merchant cancels the authorization and we are able to release your available credit.

Credit Bureau Reporting:

We will report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. We will report your account performance to the major credit bureaus after your first purchase or after two consecutive payments. Your credit rating at each bureau will be based on your performance with ALL of your reported credit accounts, not just your Tribute® Gold MasterCard® Credit Card account. Contact each bureau for more information on credit ratings.

Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.

Some FAQ:

Can I use my Tribute MasterCard® at ATMs?
Yes, your Tribute MasterCard® can be used at ATMs in the Plus® and Honor® networks or everywhere MasterCard® credit cards are accepted.

When will I receive my new Tribute MasterCard®?
When you apply online and are approved for an Tribute MasterCard® card, you should expect to receive your Tribute MasterCard® card within 2 weeks.

Can I get a card for another family member(s)?
Yes, once you receive your new Tribute MasterCard®, simply call the customer service number printed on the back of the card to request an additional card for an authorized user.

Can I send you a letter?
Yes, please direct any correspondence to Tribute MasterCard Services, P.O. Box 105555, Atlanta GA 30348-5555.

I don't live in United States. Can I still apply?
No, these offers are not valid for non-U.S. residents; residents of Iowa, New York, West Virginia, Wisconsin, Puerto Rico or other U.S. territories; or individuals under the age of 18 (age 19 in Alabama and Nebraska).


*See web site for complete terms & conditions