New Millennium Bank Platinum Visa® or MasterCard®
NMB has guaranteed your credit approval for up to $10,000* with no credit check!
Ongoing APR: 19.50%
Total Initial Charge: $99.95
Annual Fee: $59.00
Late Fee: $20.00
Overlimit Fee: $20.00
Reward Program: Travel Rewards
Issuer: New Millennium Bank
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New Millennium Bank has guaranteed your credit approval for up to $10,000** (with both cards) in secured credit with no credit check!
GUARANTEED ISSUE
NO CREDIT CHECK
BE APPROVED REGARDLESS OF INCOME or CREDIT HISTORY
REPORTS TO THE THREE MAJOR CREDIT BUREAUS
Apply for the New Millennium Bank Card and get:
- Free Companion Air Ticket Valued At Hundreds of $$$
- Membership in the World's Best Travel Club.com
- Cash Rebate of $69.00 on Your First Condo Booking*
- Complimentary Online Services for Account Management and Payments
You have been approved for a secured Platinum Visa® and a Platinum MasterCard® with a total credit limit up to $10,000* (with both cards) in secured credit! You get the benefits of Platinum status: emergency cash transfers, free $150,000 accident insurance, free auto rental insurance, free extended warranty protection.
When we receive your processing fee you will be sent instructions by e-mail on how to redeem a "FREE COMPANION AIRFARE.*" You can travel to most major US cities when you purchase one adult round trip airfare.
You will also be automatically enrolled in The World's Best Travel Club.com where you will receive discounts and low, low prices on all your travel needs!
Your credit line will be equal to and secured by your New Millennium Bank Savings account (Minimum deposit $300, Maximum deposit $5,000 per card)**
When you make your first condo booking* through the World's Best Travel Club, the club will send you a cash rebate of $69.00!
NO CREDIT CHECK REQUIRED
NMB verifies only your age, social security number and residence. We verify this information through a third party source. We do not consider your credit history in connection with your application.
DOUBLE YOUR MONEY BACK GUARANTEE
You will be approved if you meet the Guaranteed Approval Requirements below. In addition, to show NMB's confidence in this offer, NMB will pay you double the processing fee back per the Double Money Back Conditions below in the unlikely event of your not being approved for this offer.
BUILD YOUR CREDIT relationship with your New Millennium Bank secured Platinum credit card account. You'll enjoy these valuable benefits when you make your payments on time: a solid credit history on your account and the ability to request credit line increases at any time with additional deposit.
CREDIT LIMIT
Your credit cards will have a credit limit of $300.00 to $5,000.00 per card.
You determine your credit limit by the amount you deposit in your collateral savings account with New Millennium Bank. Your credit limit will be equal to the balance in your collateral savings account. Minimum deposit is $300, maximum deposit is $5,000.00 per card. You will be sent your confirmation and savings account materials after NMB receives your acceptance form and processing fee.
GUARANTEED APPROVAL REQUIREMENTS
Your credit history will NOT be checked. Your approval will be based on verifying the information you supply to us regarding your age (at least 18, 19 in NE), social security number and residence. Your approval is also based on your agreement to open an FDIC insured savings account (minimum $300 - maximum $5,000 per card) with New Millennium Bank, Member FDIC. This is your money, but you pledge it to secure repayment of all credit extended through this program. If you do not open an account meeting these requirements within 60 days, this offer of credit may be withdrawn.
DOUBLE MONEY BACK CONDITIONS
To apply for a credit card, please return the application with your processing fee. After your processing fee is paid, NMB will confirm receipt and will send you the documents you need to open the insured savings account(s) that will secure payment of the credit card(s). You will need to complete those documents and return them with your deposit(s). If you want two cards, you will need to send in two deposits. If you do not meet all of these conditions, including sending your deposit(s), this offer will be withdrawn, in which case your processing fee(s) will not be refunded. After receiving those documents, and the funds for the deposit(s), NMB will verify your age, social security number and residence. After this information is verified, your credit card(s) will be sent to you. If NMB is unable to verify this information, they will refund your savings account and double your processing fee. However, they will NOT refund your processing fee(s) if they determine that you supplied them with inaccurate information.
When you apply you will get:
FREE COMPANION AIR TICKET VALUED AT HUNDREDS OF $$$
MEMBERSHIP IN THE WORLD'S BEST TRAVEL CLUB.COM
CASH REBATE OF $69.00 ON YOUR FIRST CONDO BOOKING*
* Terms and conditions apply.
** Fees and terms Apply.
See web site for complete terms & conditions

