Prepaid (Stored Value) Cards

A Stored Value Card is a magnetic-stripe plastic card that is issued by a bank. The "open loop" stored value cards are issued with card association branding, like Visa®, MasterCard®, Discover® or American Express®, and can be used anywhere the association brand (i.e., Visa®), is accepted. Examples of open loop stored value cards include gift cards, payroll cards and teen cards. "Closed loop" stored value cards are issued by a specific merchant or merchant group (i.e., a shopping mall) and can only be used at that specific merchant or merchant group. Examples of closed loop stored value cards include store cards, mall cards and gift certificates. Both open loop and closed loop stored value cards utilize existing processing networks. Consumers can spend up to the value loaded on the card, and can reload the card at anytime or dispose of it when the funds are depleted. Sometimes, the Stored Value Card is NOT imprinted with the customer's name, only with the account number. The Stored Value Card utilizes encrypted communications and electronic banking protocols to create a secure solution for the cardholder and the merchants. As with a credit or debit card, holders of Stored Value Cards are able to purchase goods and services from participating on-line merchants as well as all PIN based POS systems. As with traditional credit, debit and ATM cards, holders of Stored Value Cards are able to withdraw cash from all ATM machines. Unlike traditional credit, debit or ATM cards, Stored Value Card holders can obtain a card without regard to their credit history or ability to open a bank account or their balance in an existing bank account. Unlike traditional bank tied credit, debit or ATM cards, Stored Value Card holders can fund their card by using Western Union®, MoneyGram®, ACH, Bank Wire or Credit Card.

Card Lab Custom Visa Gift Card

The Customized Visa Gift Card Perfect for any occasion or holiday - makes the impersonal gift personal again Upload your own photo or choose one from our huge design gallery Customize your card with an embossed message Cards are available in denomination of $10 to $250 and are accepted anywhere Visa debit cards are accepted Online access lets you easily check your balance and transactions Cards are only $5.95 and are delivered in 5 to 10 business days *See web site for details. Total Initial Charge: 5.95* I would like to see more info about this offer Apply for Card Lab Custom Visa Gift Card

Wired Plastic™ Visa® Prepaid Card

Guaranteed Approval*. Earn Reward Points on Every Purchase. Accepted everywhere VISA debit cards are accepted No Credit Check, Income requirements or bank account required On Demand Alerts - Manage your account via text messaging FREE Online Access to Account FREE Mobile Alerts — Text to your mobile and email FREE Rewards Program — Earn 1 point for every $1 spent NO Bounced Check, NSF or Overdraft Charges EVER! FREE Direct Deposit — Eliminate check cashing fees *See Terms and Conditions. Total Initial Charge: $9.95 Annual Fee: None* Monthly Fee: $3.95 I would like to see more info about this offer Apply for Wired Plastic™ Visa® Prepaid Card