Poor Credit Visa® and MasterCard® Credit Cards

Capital One® Standard Platinum

• Enjoy 0% on purchases until October 2008
• No annual fee
• Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping
  
  *See website for Disclosures.

Orchard Bank® Platinum MasterCard®

• Enjoy the prestige of Platinum with no up front fees
• Premium Platinum benefits including Purchase Protection
• Great credit card to strengthen your credit
• Reports to all 3 credit bureaus monthly, which can help improve your credit score
• Free Online 24-hour Account Access and Bill Pay
• Periodic credit limit increases
  
  View the Credit Terms & Conditions.

First PREMIER Bank MasterCard®

• Monthly reporting to 4 major credit bureaus.
• Low APR on purchases.
• Quality Customer Service.
• 24-Hour Account Access by Phone
  
  See Rates, Fees & Terms for current information.

Capital One® No Hassle Cash^SM Rewards - New to Credit

• 25% annual bonus on the cash you earn*
• 1% cash back on every purchase
• 0% APR on purchases until October 2008. After that, variable APR, currently 14.9%*
• No limit on cash back and rewards won't expire for the life of your account
• Redeem cash whenever you like
• $29 annual fee
  
  *See website for Disclosures.

UltraVX Visa®

• Credit-On Demand™*: up to $25,000 credit line
• Instant Approval: no credit check, no minimum income or bank account required
• Credit Reporting: reports to major credit bureaus
• Clear Rewards™*: American Airlines, Southwest, jetBlue, Marriot, and more—no restrictions!
• Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
  
  *Patent Pending

Orchard Bank® Secured MasterCard®

• Set your own credit limit starting at $200, all online
• The perfect card to start building or rebuild your credit
• Reporting monthly to all major credit bureaus
• Your choice of payment due dates to fit your schedule
• Free standard bill pay and online account management tools
• E-alerts to your email or cell phone to remind you when a payment is due
  
  View the Credit Terms & Conditions.

Centennial® MasterCard®/Visa®

• Low APR on purchases
• Credit decisions in less than 60 seconds
• A Credit Card for Those with Less than Perfect Credit
• Quality Customer Service
• Accepted where you see the MasterCard®/Visa® logo
• Over 3 million credit card holders
• Choice of MasterCard® or Visa®
• Enjoy the benefit of 24-hour phone account access
• Get access to online credit education
• Monthly credit bureau reporting
  
  *See Rates, Fees & Terms for current information.

Total Visa® Card

• Instant On-Line Decision
• Free 24 hour Online Account Access
• Monthly Reporting to All Major Credit Bureaus
• Fraud Protection
• Outstanding Customer Service
  
  See Rates, Fees & Other Costs.

Rewards 660 Visa® Card

• No Fee Credit Limit Increases*
• $300 Starting and $2,000 Maximum Credit Limit
• Fast Online Response
• Monthly Reporting to Major Credit Bureaus (TransUnion & Equifax)
• FREE Online Account Access
• FREE Online Payments
  
  *See Rates, Fees & Terms.

Continental Finance Gold MasterCard®

• Rates as low as 9.75% APR*
• Unsecured MasterCard Accepted at Millions of Locations Worldwide
• Monthly reporting to the Major Credit Bureaus
• Free Online Access
• Excellent Online Tools for Managing Your Finances
• Semi-Annual Credit Limit Increases
• Prestige of carrying a Gold card
  
  *See website forTerms and Conditions.

First PREMIER Bank Platinum Credit Card

• Monthly reporting to 4 major credit bureaus.
• Low APR on purchases.
• Quality Customer Service.
• All applications accepted!
• All credit types welcome to apply!
  
  See Rates, Fees & Terms for current information.

The PAYjr Visa Buxx Card

• Parental control and visibility over card usage
• No minimum balance required
• Design Your Own Card
• Reloadable Prepaid
• Safer than Cash
• Shop Online
• Not a Credit Card

Continental Finance MasterCard®

• Get Your Application Results in Seconds
• Monthly reporting to the Major Credit Bureaus
• Free Online Access
• Excellent Online Tools for Managing Your Finances
• Semi-Annual Credit Limit Increases
• No Minimum Monthly Income Requirements*
• Unsecured MasterCard Accepted at Millions of Locations Worldwide
  
  *Approval subject to other criteria. See Terms and Conditions.

Centennial® Gold MasterCard®/Visa®

• Reports monthly to 4 Major Credit Bureaus
• Low APR on purchases
• Get the prestige of a GOLD MasterCard®/Visa®
• All applications accepted
• All credit types welcome to apply
• $50 Credit Limit Increase by Making your first 2 Minimum Payments!
  
  *See Rates, Fees & Terms for current information.

Tribute® Gold MasterCard® Credit Card

• Unsecured Gold MasterCard® Credit Card
• Reports to the Major Credit Bureaus
• MasterCard® cards are accepted at over 25 million locations worldwide
• Quick Online Decision
• Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.

Orchard Bank Classic MasterCard®

• Acceptance at millions of locations worldwide, including website purchases and reservations
• Your account information is updated and at your fingertips 24/7 so you can manage it your way
• Email and text messages to remind you of your upcoming payment due date with online enrollment
  
  View the Credit Terms & Conditions.

MyCreditCardFinder

• Simple and Easy to use
• Review up to 10 different credit card offers
• Find a credit card at no cost
• Free credit related information

AccountNow™ Vantage Debit MasterCard®

• Instant Guaranteed Approval* — no credit check, no security deposit
• $0 ACTIVATION FEE — when you load your card by direct deposit
• Free Direct Deposit — no more check cashing fees
• Free Online Bill Pay — no need for expensive money orders
• Free Credit Builder* — bill pay transactions are reported to PRBC®
• No Overdraft Fees — no minimum balance required
• Reloadable - $10,000 balance limit
  
  *See web site for Features & Fees.

First PREMIER Bank Gold MasterCard®

• Quality Customer Service
• Low APR on purchases
• Instant credit decisions
• Gold Card Prestige
• Reports monthly to 4 Major Credit Bureaus
• Accepted where you see the MasterCard logo
• Over 3 million credit card holders
  
  See Rates, Fees & Terms for current information.

New Millennium Bank Platinum Visa® or MasterCard®

• Guaranteed* Issue
• NO credit check, EVER
• NOBODY gets turned down
• Reports to 3 major CREDIT BUREAUS
• Credit approval for up to $10,000 (with both cards)*
• YOU are APPROVED regardless of income or credit history
• Complimentary online services for account management and payments
  
  *See Rates, Fees & Other Terms.

First PREMIER Bank Secured MasterCard®

• Reports monthly to 4 Major Credit Bureaus
• Quality Customer Service
• Accepted where you see the MasterCard® logo
• Over 3 million credit card holders
• Enjoy the benefit of 24-hour phone account access
  
  *See Rates, Fees & Terms for current information.

Eufora Prepaid MasterCard®

• Guaranteed Approval*
• No Credit Check
• $5,000 Maximum Card Balance
• Cash Rewards Program
• Auto Sweepstakes
• 5 Ways to Load Funds
• MasterCard® Benefits
  
  *View card Terms & Conditions.

All-Access® Visa® Prepaid Card

• No upfront costs
• No hassle
• Multiple cards
• Free direct deposit
• Flexible fee plans*
• Access to cash
  
  *See web site for Features & Fees.

BuyRIGHT Prepaid MasterCard®

• Click-N-Pay bill payment
• Free direct deposit
• Free activity alerts
• On-line money management tools
• BuyRIGHT Rewards program
• No Credit Checks
• No Employment Verification
• No Monthly or Annual Fee Option
• Free BuyRIGHT Marketplace Membership

Centennial® Secured MasterCard®

• A MasterCard® for Those With Less Than Perfect Credit
• Enjoy the Benefit of 24 hour Account Access by Phone
• Accepted where you see the MasterCard® Logo
• Over 3 Million Card Holders
• Quality Customer Service
  
  *See Rates, Fees & Terms for current information.

Wired Plastic™ Prepaid Visa® Card

• Receive your new Visa® card in as little as 3 days
• No Upfront Payment Required
• Overdraft Safety Program
• Rewards Program
• Integrated Bill Pay Service
• Convenient Loading Options
  
  *See Terms and Conditions.

Card Lab Custom Visa Gift Card

• Perfect for any occasion or holiday - makes the impersonal gift personal again
• Upload your own photo or choose one from our huge design gallery
• Customize your card with an embossed message
• Cards are available in denomination of $10 to $250 and are accepted anywhere Visa debit cards are accepted
• Online access lets you easily check your balance and transactions
• Cards are only $5.95 and are delivered in 5 to 10 business days
  
  *See web site for details.

Western Union® Prepaid MasterCard®

• Carry your money safely and conveniently.
• Shop online anywhere MasterCard debit cards are accepted.
• Check your Card balance anytime online or over the phone.
• Reload your Card at any participating Western Union Agent location in the United States.
• No credit checks! No lengthy applications!
• Shop wherever MasterCard debit cards are accepted — even online
• Efficiently manage your money and pay bills because you control how much you put on the Card.
• Easy to Get, Easy to Use
• The power of cash. The convenience of plastic.

Access Visa® Card

• Instant On-Line Decision
• Bad Credit? No Credit? Give Access A Try!
• Outstanding Customer Service
• Free 24 Hour Online Account Access
• Reports to All Major Credit Bureaus
  
  See Rates, Fees & Other Costs.